ATV / Off-Road Vehicle Insurance

What should you look for in an Off-Road Vehicle Insurance policy?  Because there are many types of Off-Road Vehicles, at MirState Insurance, we will make sure to tailor your policy to your needs.

Covered vehicles include

  • 3-wheel, 4-wheel and 6-wheel ATVs
  • Dirt bikes
  • Golf carts
  • Dune buggies
  • Snowmobiles
  • And more!

Types of coverage

Auto and Homeowners policies may not provide coverage for an Off-Road Vehicle.  ATV / Off-Road Vehicle Insurance provides the following coverages.  We will tailor the policy to fit your needs.

  • Collision Coverage
  • Comprehensive Coverage
  • Liability Coverage
  • Increased limits on Liability
  • Medical Payments Coverage
  • Safety Apparel Coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles
  • Year-round Coverage
  • Transport Trailer
  • Towed Trailer Coverage
  • After-market Parts and Accessories

Save on Off-Road Vehicle Insurance

Many carriers offer discounts that can save you money on your Off-Road Vehicle insurance premium. You may be eligible for discounts such as Multi-unit Discount, Multi-policy Discount, Early Quote Discount, Prior Insurance Discount, Renewal Discount, Safety Course Discount.  We will find the carrier that gives you the most discounts available!

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