Boat / Watercraft Insurance

Boats and personal watercraft are huge investments.  Like all major investments, boats need the right insurance coverage.  If you have a boat, yacht or an antique and classic runabout, you can rest assured MirState Insurance will find the right coverage for you.

Types of coverage

  • Physical damage caused by a collision with a submerged object or another vessel
  • Liability for bodily injury or damage to the property of others
  • Damage to personal property on the boat
  • Gas delivery, towing and assistance if your boat gets stranded

Savings for boats

We will compare our carriers to get you the most competitive rates and custom coverage options.  You will have a choice of Actual Cash Value or Agreed Value policy.  Additionally, you could be eligible for an array of discounts such as Multi-policy Discount, Early Quote Discount, Safety Features Discount, Safety Training Discount, and many more!

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