To protect your business you must accurately assess the risks you face and choose insurance accordingly. Business insurance policies have been developed to cover virtually any risk that a business could possibly encounter. While most businesses won’t need every type of policy, every company will need several. Depending on the type of operation that is being insured, rates and coverage limits may vary.
Securing the right types of insurance as well as the right amounts of coverage can make the difference between a successful business and one that is crippled due to non-insured or under-insured losses. At MirState Insurance, we will help you navigate through some of the toughest and most confusing coverage options and selections.
Below are just SOME of the commercial coverage options available.
Builders Risk policy provides coverage for property that is in the course of construction. Coverage…read more
Business interruption insurance, also known as business income insurance, covers the loss of income when…read more
A Business owners Policy (BOP) is a policy offering protection from all major property and…read more
Commercial automobile insurance provides protection for businesses from property damage, bodily injury and other legal…read more
Small businesses generally face the same exposure and degree of risk. For these types of…read more
Commercial property insurance provides protection to pay to repair or replace property which has been…read more
Commercial umbrella and excess liability policies provide coverage above the business’s underlying liability limits. Although…read more
Contract work and construction businesses encompass some of the most diverse occupations. Work may be…read more
In the last several years, large companies like Target and Home Deport have been subject…read more
Directors and officers liability insurance provides protection for past, present and future directors and officers…read more
Employment practices liability insurance helps to protect your business from damages associated with legal liability…read more
If your business handles customers’ vehicles, it is highly likely you will need garage liability…read more
If you own a business which deals with customers’ vehicles, such auto sales dealerships, repair…read more
In today’s world, your business can be sued at any time, for anything. Customers may…read more
Inland marine insurance will provide protection for your property while being transported away from your…read more
Liquor liability insurance coverage is protection for your business for alleged or actual injuries or…read more
Does your company manufacture, distribute, sell or design a physical product? If the answer is…read more
Professional liability insurance, otherwise known as errors and omissions (E&O) coverage, is protection for your…read more
As employers we make precautions to provide a safe environment for employees to work, however,…read more