If your business handles customers’ vehicles, it is highly likely you will need garage liability insurance in addition to your general liability policy. Some of these businesses include auto sales dealerships, repair shops, body shops, gas and service stations, tow truck companies. Typically, general liability insurance does not cover damage to vehicles not belonging to the insured. Garage liability insurance will fill in the gaps where general liability insurance may leave you exposed.
If you are an owner of one of these types of businesses, there is one more additional, but very necessary, coverage worth considering. Ask one of our MirState Insurance agents for their advice.