Category Archives: Business / Commercial

Workers Compensation Insurance

As employers we make precautions to provide a safe environment for employees to work, however, accidents can still occur.  To protect employers from lawsuits resulting from workplace related accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, workers compensation is protection to be considered.   Allow one…
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Professional Liability Insurance (Errors & Omissions)

Professional liability insurance, otherwise known as errors and omissions (E&O) coverage, is protection for your business in the event that a customer is harmed because of advice or service your business provided.  Some of the types of businesses who are exposed to such a claim are: Accountants Architects Attorneys Dentists Doctors Engineers Graphic designers Information…
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Product Liability, Recall and Contamination Insurance

Does your company manufacture, distribute, sell or design a physical product?  If the answer is yes, you will want to consider product liability insurance.   When a defective product injures someone, the law will determine who may be sued for the damages.  No uniform federal laws guide manufacturer’s liability, however under strict liability, the injured…
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Liquor Liability Insurance

Liquor liability insurance coverage is protection for your business for alleged or actual injuries or property damage caused by an intoxicated person.  If your business manufactures, sells, serves or facilities the use or purchase of alcohol, you cannot go one day without this protection.  This coverage may be added as an endorsement to an existing…
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