Category Archives: Business / Commercial

Business Owners Policy (BOP)

A Business owners Policy (BOP) is a policy offering protection from all major property and liability risks in a single bundled coverage form.  These policies are available for eligible small businesses that generally face the same exposure to and degree of risk.  BOPs are typically written on special coverage form, providing comprehensive property and liability…
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Business Interruption Insurance

Business interruption insurance, also known as business income insurance, covers the loss of income when a business is forced to shut down after a covered loss.  This coverage includes loss of revenue, as well as extra expenses if the business has to operate out of a temporary location.   A typical standalone, mono line property…
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Builders Risk

Builders Risk policy provides coverage for property that is in the course of construction.  Coverage is typically afforded on what is called an “all risk” basis, which provides comprehensive property coverage.  Generally, coverage will be afforded to property not only at the construction site, but also to property at an off-site storage facility or property…
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